Top 10 car insurance companies in the UK 2022

Best Car insurance protects you from financial risks such as damage to your car, damage to another person’s property or vehicle, and more.

Being overwhelmed by the number of car insurance providers in the UK, many choose policies solely on price, when choosing an insurer should be about much more – who offers the best coverage at the best price, who provides excellent customer service, a quick claims process, and easy ways to manage policies and pay.

Customer service and complaint management scores from financial services review agencies like Fairer Finance, as well as the quality of the policy on offer, including additional add-ons, were used to determine the top ten vehicle insurance companies in the UK. Bought by Many data for March 2022.

Direct Line

Direct Line is one of the UK’s leading insurers. Go online or call to buy insurance for motor, home, pet, travel, life, cycling, landlord


Direct Line moves up from fourth place in 2022 to first place this year because of its exceptional customer service, individual multi-vehicle discount, and comprehensive coverage, notably business car insurance.

Direct Line Group provides a number of brands, products, and distribution methods to provide customers with a variety of options for protecting their automobiles, homes, pets, businesses, and vacation plans. Its auto insurance options strive to give low-cost but high-quality coverage by including features including a guaranteed hire car, onward travel, and a fair claim commitment.

Admiral: Car, MultiCar, and MultiCover Insurance Quotes

Admiral is an automobile insurance provider based in the United Kingdom. The insurance outperforms practically every other company on the list, climbing from tenth to second place. Customer reviews verified by software company Reevoo gave it an overall rating of 8.9 out of 10 with scores of 9.1 for convenience of purchase, 8.9 for clarity of policy information, and 8.7 for value for money.

Admiral offers three types of car insurance coverage: comprehensive, third-party only, and third-party, fire, and theft. Its comprehensive plan offers the most coverage, including third-party, fire, and theft coverage, as well as the cost of repairing or replacing the vehicle if it is involved in an accident or intentionally destroyed. It also comes with a plethora of perks, such as windscreen coverage, a courtesy car, and extended coverage for customers traveling abroad.

Aviva

Our car insurance covers you against the cost of accidents and damage. You can choose from our comprehensive or third party, fire and theft insurance.

Aviva was named one of the finest multi-car suppliers in the UK by Bought by Many because it offers up to a 10% multi-car discount. Customers can insure up to five vehicles under one policy and must be registered at the same address, although the discount does not apply to optional extras. Its business vehicle insurance was also praised because it covers people who travel between multiple places for work.

Aviva plc is a multinational insurance firm with approximately 33 million customers in 16 different countries. Its car insurance coverage levels include comprehensive, third-party, fire, and theft insurance.

The complete insurance covers the owner’s vehicle, liabilities, uninsured drivers, vehicle recovery, driving other cars, legal costs, and motor injury, and comes with an individual no-claim discount.

Insurance | John Lewis Finance

Get an instant quote and buy Home, Car, Pet, Wedding, and Event Insurance online from John Lewis Finance – one of the UK’s most trusted brands.

Fairer Finance, a research and rating firm, gives John Lewis Finance great marks for customer service and complaint resolution, propelling them to fourth place.

For almost 150 years, John Lewis Finance has provided high-quality financial solutions at reasonable pricing. Its automobile insurance includes coverage for misfuelling, uninsured drivers, friendly expert assistance, a courtesy car, onward trip cover, and 90-day European coverage. Customers can also customize their policies by purchasing optional extras like legal protection, automobile breakdown, and a secured no-claim discount. Cover Insurance plc underwrites its insurance.

Hastings Direct | Car, Van, Bike, and Home Insurance

Hastings Insurance Services Limited, trading as Hastings Direct, is authorized and regulated by the Financial Conduct Authority

Hastings is ranked fifth in this year’s standings. It is one of the major general insurance carriers in the UK, with over 3.1 million active customer policies and over 3,300 staff in Bexhill, Leicester, Gibraltar, and London. Advantage Insurance Company Limited, the group’s Gibraltar-based insurer, directly underwrites approximately 90% of the firm’s policies.

Hastings provides flexible automobile insurance with a variety of perks, including the ability for customers to purchase optional features such as enhanced personal accident cover, breakdown, motor legal fees, and key protection.

Churchill

Can you count on Churchill to find cover for your life, home, car, and pet? Churchill has been providing insurance since 1989

Churchill Insurance was rated as having one of the finest individual multi-vehicle and corporate car insurance packages in the United Kingdom.

Churchill Insurance was one of the earliest direct car insurance providers in the UK, having been founded in 1989. Its automobile insurance includes a 24-hour emergency helpline, five years of guaranteed repairs if the insured chooses Churchill-approved repairers, a new vandalism guarantee, and a courtesy car as standard. When an automobile is written off, consumers can select between a replacement, an upgrade, or money.

Churchill is particularly well-known for its low-cost DriveSure telematics insurance coverage, which was created to assist young drivers in driving safely while also lowering their premiums.

CSIS Civil Service Insurance

Special deals on car insurance, house insurance, and travel insurance for all serving or former Civil and Public Servants, including the NHS, BT, Royal Mail,

The Civil Service Insurance Society (CSIS) is a specialized provider for civil servants. It received the highest overall customer experience rating of any insurance examined for the list. Policyholders rate CSIS’s complaint resolution process as excellent, with a customer satisfaction rating of more than 97 percent. The insurer has received a Times Money Mentor Gold Award for outstanding client service. The availability of interest-free monthly installments and no administration fees or penalties is a fundamental feature of its auto insurance plans.

Because CSIS is a non-profit organization, all proceeds are donated to civil and public service charities through its partner, the CSIS Charity Fund. Over the last decade, the insurance has given more than £7 million to various charitable organizations.

Bell Car Insurance – Black Box Insurance for Young Drivers

Cheap car insurance for safe drivers, young drivers, and first-time drivers from Bell. Now safe drivers could be rewarded with cheaper car insurance

Admiral Insurance is a subsidiary of Bell Insurance. It specializes in auto insurance for new, safe, and young drivers. To assure fair premiums, the insurer employs “plug-and-play” black box technology. This telemetry device is also available to experienced drivers, who can use it to lower their premiums through Bell’s safe driver program. Defaqto, an independent financial researcher, has granted Bell’s Safe Driver (Plug and Drive) policy a four-star rating out of five.

Age Co

Age Co Insurance Services have been designed to meet the needs of over 50s. While we might not always be the cheapest, we aim to offer great quality

Age Co is well-known for offering financial goods and services to those over the age of 50. It provides auto and house insurance, financial services and burial arrangements, and solutions for independent living.

Age Co’s car insurance is separated into three categories: insurance for those over 60, insurance for people over 70, and insurance for people over 80. Customers can choose between full coverage, third-party fire and theft coverage, and third-party-only coverage.

Age Co’s car insurance policies include a message relay service that allows policyholders to contact a friend or family member following an accident, coverage for permanently installed audio equipment, a Get You Home service, unlimited windscreen cover, motor breakdown cover, and European cover for up to 180 days per year. It also includes optional key protection, excess protection, and legal protection for your vehicle

Dial Direct: Car, Home, and Van Insurance

Dial Direct provides quality car, home, and van insurance with no hidden fees. Premium level cover as standard with a UK based customer service

Dial Direct is one of the major insurance firms in the UK, serving over one million customers with auto, van, and house insurance. Its policies provide a variety of features and perks, allowing consumers to choose a comprehensive insurance product that meets their needs and lifestyle.

The comprehensive car insurance policy offered by Direct Dial covers loss or damage caused by accidental or malicious damage, fire, theft or attempted theft, or vandalism. If the insured’s car is involved in an accident caused by an uninsured driver, all excess paid will be returned. A contribution of up to £300 is also made per claim towards the cost of replacing a child’s car seat. On the consumer review website TrustPilot, the insurer’s auto insurance achieved a 4.5-star rating out of five.

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